Since the pandemic, food delivery has become a regular way for many people to enjoy their meals. As this trend continues to grow, it’s essential to know which credit cards offer the best rewards for your food delivery purchases. At Personal Finances Blog, we’ve done the research and compiled a list of the top credit cards for food delivery. Let’s dive in and see which cards can help you earn rewards while you eat!
Best Credit Cards for Food Delivery
When it comes to food delivery, certain credit cards stand out from the rest. Here are our top picks:
Best for DoorDash: Card Name
Recently, Chase and DoorDash released a card that offers outstanding rewards. With this card, you earn 4% cash back on orders from both DoorDash and Caviar, and 3% back when making purchases directly from restaurants. You also earn 2% cash back at grocery stores and 1% back on all other purchases.
Cardholders also receive a free DashPass for a year, which is a $96 value. This pass is renewed every year that you use your card to spend $10,000 in purchases. While this card does come with an annual fee, the rewards and benefits make it well worth it.
Best for Uber Eats: Card Name
Capital One has a partnership with Uber that allows cardholders to earn 10% cash back on purchases from Uber, including Uber Eats. You also receive a complimentary Uber One membership, which offers unlimited $0 delivery fees on Uber Eats, as well as other perks.
This card also features 3% cash back on dining, entertainment, popular streaming services, and grocery store purchases. While there is an annual fee for this card, the rewards and benefits make it a great choice for Uber Eats enthusiasts.
Best for GrubHub: Card Name
The [Card Name] is one of the best travel rewards cards for food purchases. It offers 4x points at U.S. supermarkets and restaurants worldwide. Additionally, this card provides $120 in Uber Cash, which can be used for rides or Uber Eats. The points you earn from this card can be transferred to airline or hotel partners, allowing you to maximize their value.
Best for Grocery Deliveries: Card Name
When it comes to grocery deliveries, the [Card Name] is the top choice. It offers 5% cash back on purchases made through the Instacart app and on instacart.com. Cardholders also receive a complimentary Instacart+ membership, which offers free delivery on orders over $35 and reduced service fees. While there is an annual fee for this card, the rewards and benefits make it worthwhile for frequent grocery delivery users.
Best for Earning Travel Rewards for Food Delivery: Card Name
The [Card Name] is one of the most popular premium travel rewards cards. It offers 3x points on dining, including orders from eligible delivery services. Cardholders also receive a complimentary DashPass subscription for at least one year. Additionally, this card provides a $5 monthly credit for DoorDash and a $300 annual credit towards travel purchases. While there is an annual fee for this card, the rewards and benefits make it a great choice for frequent travelers and food delivery enthusiasts.
How to Pick the Best Credit Card for Food Delivery
When choosing the best credit card for food delivery, there are several factors to consider. First, consider the value of the benefits received compared to the annual fee. Make sure you’re receiving enough value from the card to justify the expense. Next, examine the card’s new account bonus and ensure you can meet the minimum spending requirements comfortably. Finally, take a look at the rewards you earn and determine if they align with your preferences and how you plan to redeem them.
Things to Know About Credit Cards for Food Delivery
Before using a credit card for food delivery, it’s essential to understand potential charges and fees. Delivery fees and service fees are common, but some cards offer benefits that waive or reduce these charges. Additionally, be aware of inflated food prices from certain restaurants when using delivery services. Lastly, consider if a credit card specifically for food delivery is necessary based on your ordering habits. Some individuals may benefit more from general travel rewards or cash back cards.
Get the Most Out of Your Food Delivery Experience with the Right Card
Food delivery services have become a part of our daily lives, and credit card companies have recognized this trend. By selecting the right credit card, you can maximize your rewards and benefits while enjoying your favorite meals. Explore the various options available and find the card that best suits your needs.
For rates and fees of the American Express(R) Gold Card, please visit this URL.
For rates and fees of The Platinum Card(R) from American Express, please visit this URL.
Frequently Asked Questions (FAQs)
Q: What are the top 3 food delivery apps?
A: The top three food delivery apps in the U.S. are Grubhub, Doordash, and UberEats.
Q: How can I avoid DoorDash delivery fees?
A: The DashPass service offers a $0 delivery fee on orders over $12. You can also get a free DashPass with the DoorDash credit card from Chase. Alternatively, you can avoid delivery fees altogether by choosing to pick up the order yourself.
Q: How does Capital One work with Uber Eats?
A: Capital One has a partnership with Uber that allows Savor and SavorOne cardholders to earn 10% cash back on purchases from Uber, including Uber Eats. Cardholders also receive a complimentary Uber One membership with various benefits.
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